Underwriting Standards

Unambiguous qualification for institutional capital facilities.

Kapwell Group calibrates facility thresholds to verified balance sheet metrics. Review our baseline operating requirements before submitting intake.

$30K+

Monthly Gross Revenue

6 Mos

Operating History

$5M

Maximum Facility

Core Parameters

Baseline operational thresholds

6+ mos

Active US Entity

$30,000

Monthly Receipts

Zero

Upfront Retainers

Underwriting Process

How we evaluate operational health

01 / Statements

Cash flow trajectory analysis

We review rolling banking statements to map your actual cash cycles, seasonal revenue variations, and operating liquidity profile rather than relying solely on arbitrary credit scores.

02 / Margins

Operating margin assessment

Facilities are sized to support verified inventory turns and expansion milestones without straining operational cash flow or creating unsustainable debt servicing burdens.

Meet our baseline requirements?

Initiate your preliminary term evaluation through our secure intake portal. No upfront commitments required.